Terms of Service

These Terms govern your access to and use of theinsidershub.com and related websites, applications, research tools, analytics features, and any paid services provided by Market Insider LLC, a Delaware limited liability company (“Market Insider,” “we,” “us,” or “our”).

Last updated: October 21, 2026

1. Acceptance and Eligibility

By accessing or using theinsidershub.com, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the service.

You may use the service only if you can form a binding contract with us and are permitted to use the service under applicable law. You are responsible for complying with the laws and regulations that apply to you.

If you use the service on behalf of a company, fund, advisory business, or other entity, you represent that you have authority to bind that entity to these Terms.

2. What the Service Is

The service is currently an investment research, data, analytics, news, and educational platform. It may provide market data, charts, news, filings, analysis, watchlists, portfolio-related insights, AI-generated summaries, and related tools.

The service does not currently provide any of the following:

• Custody, clearing, settlement, or holding of brokerage assets
• Automatic trading or discretionary account management
• Banking, lending, credit, insurance, appraisal, escrow, or payment-transfer services
• Pooled investment vehicles, private funds, mutual funds, ETFs, or securities interests in any fund
• Personalized investment advisory services or financial planning services
• Tax, legal, accounting, or other professional advice

References to funds, model portfolios, performance, holdings, or similar terminology inside the service are product terminology for research, tracking, simulation, or educational features unless we expressly provide separate regulated terms for a different service.

3. No Investment Advice, Recommendation, or Solicitation

Market Insider is not a registered investment adviser, broker-dealer, or member of FINRA or SIPC. Nothing on the service constitutes personalized investment advice, a recommendation to buy, sell, hold, or tender any security, or an offer or solicitation to enter into any securities transaction or investment strategy.

Content is general in nature. Even where the service uses your inputs, watchlists, or other information to organize research or provide context, that functionality does not convert the service into a personalized advisory program, create a fiduciary relationship, or mean that Market Insider is acting in your best interest.

You remain solely responsible for evaluating any information you see and for all investing, trading, and tax decisions you make. If you choose to act on any research, screens, rankings, chat outputs, analysis, or notifications, you do so entirely at your own risk.

Any labels, scores, rankings, trade ideas, model outputs, or action-oriented language (including words such as buy, sell, hold, add, reduce, trim, hedge, rotate, or rebalance) are informational only.

4. No Broker-Dealer, No Investment Adviser, No Fiduciary Relationship

Your use of the service does not create an investment advisory, brokerage, partnership, or fiduciary relationship between you and Market Insider LLC or any affiliate, officer, employee, contractor, or service provider.

We do not accept discretionary authority over your assets or place trades automatically.

5. Future Regulated Services

If we offer discretionary management, personalized investment advice, custody, clearing, settlement, or any other service that requires registration, licensing, or supervision under securities or commodities laws, we will provide any additional terms, disclosures, and account documentation required for that service. Those additional services are not part of the current offering.

6. AI, Automation, and Content Limitations

The service may use software models and AI systems to generate summaries, answers, rankings, and other outputs. AI and automated systems can be wrong, incomplete, outdated, biased, inconsistent, or misleading. They may generate plausible-sounding but inaccurate statements.

You must independently verify any information before relying on it. AI-generated output is provided for informational and educational purposes only and is not guaranteed to be accurate, complete, or suitable for your circumstances.

AI outputs may be incomplete, may omit material facts, may rely on delayed or incorrect third-party data, and may present a simplified or directional view. They do not know your full financial circumstances, risk tolerance, liquidity needs, time horizon, tax situation, or legal obligations, and are not a substitute for a licensed financial, legal, or tax professional.

7. Alerts, Notifications, and Monitoring Limits

The service may provide alerts, notifications, digests, and similar automated messages. These are informational only. They are not recommendations, trade instructions, or a promise that any security should be bought, sold, or monitored in a particular way.

Alerting functionality depends on third-party data, connectivity, device settings, and network availability. Alerts may be delayed, incomplete, or never delivered. You remain solely responsible for monitoring your investments and risk exposures. Use of alerts does not create any duty for us to monitor markets or your portfolio continuously.

8. Market Data, Public Data, and Third-Party Content

The service relies on third-party data feeds, public filings, public disclosures, market data vendors, AI providers, and other external sources. Data may be delayed, incomplete, inconsistent, unavailable, or incorrect.

You should use official brokerage statements, exchange feeds, issuer filings, and other primary sources to confirm information before acting on it.

References to public figures, funds, politicians, insider activity, models, rankings, or community signals are informational only. They do not constitute endorsements or promises that similar outcomes will recur.

9. Connectivity and Account Linking (If Offered)

If we offer portfolio, brokerage, bank, or other financial account connectivity features, they may be provided through third-party providers. We receive only the data needed to provide the features you choose. We do not place orders automatically. Connected data may be delayed, incomplete, or inconsistent with official records. Your use of any connectivity features is also subject to the third-party provider’s terms and policies. You are responsible for reviewing permissions and confirming official data with your financial institution.

10. Manual and Estimated Assets (If Offered)

If the service lets you add manual or estimated assets (real estate, collectibles, etc.) for net-worth or tracking purposes, you are solely responsible for the accuracy of the information you enter. Any estimates, charts, or values shown are informational only and are not appraisals, valuations, or guarantees.

11. Virtual, Simulated, or Model Features (If Offered)

Any model portfolios, simulated performance, hypothetical results, or similar features are research, simulation, tracking, or educational tools only. They are not actual investment funds, accounts, or managed portfolios. No real money is pooled or invested through such features. Performance shown may be hypothetical, simulated, backfilled, or based on assumptions and does not predict future results.

12. Accounts, Security, and Acceptable Use

You are responsible for your account credentials, devices, and all activity that occurs under your account. You agree to provide accurate information and to notify us promptly if you suspect unauthorized access.

You may not:

• Use the service in violation of law or regulation
• Scrape, resell, republish, or redistribute protected content or data without permission
• Interfere with the security or operation of the service
• Use the service to provide regulated advice or services to third parties without appropriate authority
• Misrepresent output as guaranteed, official, or personalized professional advice
• Use bots, scripts, or automated means to access the service in a way that burdens our systems or bypasses access controls
• Attempt to reverse engineer, decompile, or extract source code except as allowed by law

We may impose usage, storage, query, or feature limits at our discretion.

13. Subscriptions, Billing, and Renewals

Certain features may require a paid subscription. Billing may be handled by third-party payment providers. By purchasing a subscription, you authorize the applicable provider to charge the recurring fees, taxes, and other disclosed amounts.

Unless otherwise stated, subscriptions renew automatically until canceled. Cancellation stops future renewals but generally does not retroactively refund amounts already paid except where required by law.

We may change pricing, packaging, or feature availability from time to time. Any price change for a recurring subscription will apply on a future renewal date after any required notice.

14. Third-Party Services and Links

The service may include or depend on third-party services, websites, content, tools, data feeds, authentication providers, payment processors, or other providers. Your use of those services may also be governed by their own terms and policies. We are not responsible for third-party products or services.

15. User Data, Inputs, Feedback, and Communications

You retain ownership of prompts, messages, uploads, and other content you submit to the extent you have the legal right to do so. You grant us a non-exclusive, worldwide, royalty-free license to host, reproduce, process, adapt, transmit, and display that content as necessary to operate, secure, improve, and support the service, and to create and commercially use deidentified or aggregated outputs, subject to our Privacy Policy, applicable law, and any rights held by third parties.

We do not sell or license source records that identify or can reasonably be linked to you, your household, or your accounts. We may create, use, license, sell, or otherwise share deidentified records and aggregated data derived from activity on the platform, subject to applicable law and our Privacy Policy. We take reasonable measures to prevent identification and contractually prohibit recipients from reidentifying data.

If you provide product feedback, suggestions, or ideas, we may use them without compensation to you.

You consent to receive electronic communications from us relating to the service, including account notices, billing notices, legal notices, and operational messages.

16. Intellectual Property

The service, including our software, brand, interfaces, design, text, visual assets, compiled datasets, and derivative outputs protected by law, is owned by Market Insider LLC or its licensors. Except for limited rights needed to use the service under these Terms, no rights are granted to you.

17. Disclaimer of Warranties

To the maximum extent permitted by law, the service is provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including any warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, availability, or results. We do not warrant that the service will be uninterrupted, secure, error-free, or suitable for trading, investing, or other purposes.

18. Limitation of Liability

To the maximum extent permitted by law, Market Insider LLC and its affiliates, officers, directors, employees, contractors, licensors, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or similar damages, or for any loss of profits, revenue, goodwill, data, business opportunity, trading opportunity, or investment value, arising out of or related to your use of the service.

Without limiting the previous sentence, we will not be liable for losses arising from investment decisions, trading activity, missed opportunities, inaccurate or delayed data, AI output, alerts or notifications that are delayed or not delivered, service interruptions, account compromise, third-party provider failures, or public-data inaccuracies.

To the extent permitted by law, our aggregate liability for all claims arising out of or relating to the service will not exceed the greater of $100 or the amount you paid us for the service in the 12 months before the event giving rise to the claim. Nothing in these Terms limits liability that cannot be limited under applicable law.

19. Indemnification

You agree to defend, indemnify, and hold harmless Market Insider LLC and its affiliates, officers, directors, employees, contractors, licensors, and service providers from and against any claims, demands, actions, liabilities, damages, judgments, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the service, your content, your violation of these Terms, or your violation of law or third-party rights.

20. Suspension, Termination, and Changes

We may modify, suspend, or discontinue any part of the service at any time. We may also suspend or terminate your access if we believe you violated these Terms, created risk for us or others, or if required for legal, security, or operational reasons.

We may update these Terms from time to time. Updated Terms become effective when posted unless a later date is stated. We will provide any notice or obtain any consent required by applicable law.

Upon termination, provisions that by their nature should survive will survive.

21. Miscellaneous

These Terms are the entire agreement between you and us regarding the service, except for any additional terms that expressly apply to specific products or purchases.

If any provision of these Terms is held unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce a provision is not a waiver of that provision.

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, or sale of assets.

22. Governing Law and Venue

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws rules. To the extent a dispute is permitted to proceed in court, you and Market Insider LLC agree to the exclusive jurisdiction and venue of the state and federal courts located in Delaware, except where applicable law requires otherwise.

23. Contact

Questions about these Terms can be sent to support[at]theinsidershub.com or legal[at]theinsidershub.com.